How to choose a credit union after college

first_imgAfter college your priorities change, from losing that freshman 15 to finding a job and making a five-year plan. Have you considered whether your bank falls in line with your new goals? One of your first “real world” decisions will be choosing the right financial institution for your needs.Switch or stay?You’ve grown up, and so, too, must your bank account. Most student accounts come with an age limit or will expire four or five years after they were opened. Once you no longer qualify, most banks and credit unions will roll your student version into a standard account. They’ll want to make the transition as smooth as possible so that you don’t leave. But go for clarity over convenience, because non-student accounts can come with new requirements — and fees. And besides, you might want more perks or features.If you’re happy where you are, and your bank and its accounts fit the next phase of your life, great. If not, or you’re unsure, consider what else is available. continue reading » 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Oysters, Canoeing and Cleaning Up The Waterways

first_imgOH, OYSTERS!FILM AND PANEL DISCUSSIONASBURY PARK – On Saturday, Oct. 20, the American Littoral Society is hosting Oh, Oysters! A Celebration of Re-Oystering New Jersey’s Waters to raise funds for coastal conservation and bring awareness to the plight of the once prolific Eastern Oyster. The event will include a reception (beer, wine, soft drinks, heavy hors d’oeuvres and a raw bar) prior to a screening of the 90-minute “The Oyster Farmers” film, as well as a panel discussion with the featured farmers, society staff and other experts. The event will be held from 5 to 8 p.m. at the House of Independents, 572 Cookman Ave. in Asbury Park. Tickets are $125 and available at littoralsociety.org.NAVESINK RIVER MUNICIPALITIES COMMISSIONRED BANK – The Navesink River Municipalities Commission, an advisory committee formed by representatives of the communities on the Navesink River watershed, meets monthly. The discussion lately has been about how to address the higher-than-acceptable levels of fecal coliform as it relates to restricted shellfish harvest west of the Oceanic bridge. “We have located and fixed a few issues in Fair Haven and Red Bank,” said chairman Brian Rice. “We have some more issues that are being assessed and will be fixed as well.Rice said that, along with representatives of the New Jersey Department of Environmental Protection and Clean Ocean Action, the group has put together a citizens scientist program which collects samples to be sent for testing at the NJDEP’s marine water quality monitoring lab in Leeds Point, Atlantic County.The meetings, open to all, are held on the first Wednesday of the month. The next meeting is 7 p.m. Oct. 3 at the Red Bank Borough Hall, 90 Monmouth St.CANOEING, WOODEN BOATS AND POUND BOATSThe Navesink Maritime Heritage Association will be hosting three events on the Navesink in coming weeks.• On Saturday, Sept. 16, canoes will launch from Maple Cove at the north end of Maple Avenue for the Families, Adults, Youths Paddle Day. All are welcome to paddle in colorful River Rangers canoes from 10 a.m. to 2 p.m. “This is your last opportunity this year to paddle with family and friends on the idyllic Navesink River,” NMHA says.• On Saturday, Oct. 6, a collection of classic and wooden boats will visit Monmouth Boat Club, 31 Union St. in Red Bank. Members will exhibit their own classic or wooden boats. The public is invited to come see and learn about these “beauties.”• On Wednesday, Oct. 17, local maritime historian Ned Lloyd will present a historical review of the commercial fishing methods and the pound boats that fished off the beaches of New Jersey for 150 years. Beginning with tub trawling and hand line fishing in the early 1800s to the advent of the pound nets that dominated the industry into the early 1960s, the Jersey shore’s unique Sea Bright skiff was well adapted as the pound boat grew and supported these fisheries for more than a century. The event is hosted at Bahrs Landing Restaurant, 1 Bay Ave. in Highlands. Come at 7:30 p.m. for coffee and cookies, or enjoy refreshments at the restaurant. The presentation lasts from 8 to 9 p.m. Free.RALLY FOR THE NAVESINKThe next Rally for the Navesink meeting will be held from 6:30 to 8 p.m. Thursday, Sept. 27 at Bingham Hall in Rumson. Formed in 2016, the coalition of environmental groups is dedicated to improving Navesink River water quality.RED BANK GUINNESS OYSTER FESTIVALRED BANK – Tons of oysters, pints of Guinness, plus lighter beers and wine, live music and great food are all on tap for the Red Bank Guinness Oyster Festival, fashioned after the 62-year-old Galway Oyster Festival celebrating the opening of the oyster season. It is a huge food and music festival which will showcase Red Bank’s excellent restaurants as well as entertain thousands with great live music and family fun. Please note: Due to borough ordinance, pets are not allowed (service dogs only). Due to increased security all bags are subject to search.BAHRS OFFERS LOCAL CATCH TO BENEFIT CLEAN OCEAN ACTIONHIGHLANDS – Through Sept. 23, the last day of “The Bahrs’ 100 Year Summer,” restaurant owner Jay Cosgrove is offering the local catch of the day. $1 from each dish – like grilled yellow fin tuna and baked Jersey bluefish – benefits Clean Ocean Action. Bahrs has joined other Jersey Shore restaurants in replacing single-use items like plastic straws with more sustainable items, such as the paper straw that now comes in the Frozen Lobster Claw beverage. Bahrs is located at 2 Bay Ave.OFFSHORE WIND PUBLIC MEETINGSLONG BRANCH – The New Jersey Department of Environmental Protection is alerting the public to three meetings and one webinar being hosted by the Bureau of Ocean Energy Management (BOEM) in September. The public meetings will discuss the feedback BOEM has received in the recently published Call for Information and Nominations (Call) for potential offshore wind energy leas- ing and development in the Bight. One of the meetings will be held in Monmouth County from 5 to 7:45 p.m. Thursday, Sept. 20 at the Long Branch Library, 328 Broadway. The webinar hosted by BOEM will be held Tuesday, Sept. 25 from 1 to 4 p.m. at orep.adobeconnect.com/nybightareaid/. There is no cost to participate in the meetings or webinar.This article was first published in the Sept. 13-20, 2018 print edition of The Two River Times.last_img read more

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Creighton Edges Drake, 4-3

first_img OMAHA, Neb. – Creighton edged the Drake University softball team by a score of 4-3 Wednesday night in a non-conference midweek game between the former Missouri Valley Conference rivals. Photo Gallery Next Game: Drake (16-13) recorded 10 hits and stranded 14 baserunners, including leaving the bases loaded in the seventh inning and multiple runners in scoring position throughout the game.  in the seventh inning, freshman Mandi Roemmich (West Des Moines, Iowa) hit a sharp grounder but right at the Creighton (9-16) second baseman to end the game.   Freshman Sarah Maddox (Henderson, Nev.), sophomore Taryn Pena (Columbia, Ill.) and junior Kelsey Wright (Olathe, Kan.) each tallied two hits to lead the Bulldogs’ offense. Sophomore Gabbie Jonas (Omaha, Neb.) went 1-for-3 with one run batted in playing in her hometown. Full Schedule Roster The Valley on ESPN3 at Southern Illinois 3/25/2017 – 12 PM Drake, which stranded eight runners in the first four innings, broke through in the top of the fifth as Pena drove a ball in the gap to bring in Maddox and tie the game at 3-3. Maddox led off the inning with a single and advanced to second on the play as the Bluejays shortstop threw the ball in the dugout. Story Linkscenter_img The Bluejays took the lead at 2-1 in the bottom of the third with a sacrifice fly, but had the bases loaded with one out as Smith limited the damage to just the single run. Drake returns to MVC play at Southern Illinois this weekend. The Bulldogs and the Salukis are scheduled to play a doubleheader on Saturday starting at noon before a single game on Sunday at 11 a.m. to close the series. All three games will be streamed on The Valley on ESPN3.Print Friendly Version Live Stats Maddox put Drake up 1-0 in the top of the first inning as the freshman drove in senior Megan Sowa (Gurnee, Ill.), who lined a two-out base hit up the middle, with a double to right field. Creighton tied the game at 1-1 with a RBI double in the bottom of the frame. Watch Live Junior pitcher Kailee Smith (Murrieta, Calif.) pitched seven innings and allowed four runs (three earned) on 11 hits with six strikeouts and three walks. Smith dropped to 7-9 with the loss. Preview Creighton took the lead back in the bottom of the fifth with a one-out RBI double to put the Bluejays up 4-3.last_img read more

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Thieves steal large haul of drink and cigarettes from GAA club

first_imgA gang escaped with a large quantity of cigarettes and alcohol when they broke into St Eunans GAA club in Letterkenny.The thieves broke into the clubhouse just before midnight on July 28th.The haul included more than €700 of alcohol and a quantity of cigarettes. In a follow-up investigation, Gardai did apprehend three people in relation to the break-in.However, a spokesman said that others involved in the robbery.Gardai in Letterkenny are investigating the crime and have appealed for anybody with any information to contact them.Thieves steal large haul of drink and cigarettes from GAA club was last modified: August 6th, 2019 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:alcoholGAA clubGardairobberySt Eunanslast_img read more

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49ers Kyle Shanahan shares positive news on Jimmy Garoppolo

first_imgINDIANAPOLIS — Kyle Shanahan’s window view here doesn’t offer the seductive sight he has at 49ers headquarters, where he peers out daily to see Jimmy Garoppolo on the fast track to recovery.“I’m always sitting at my office watching film, and he’s right out my window rehabbing all the time,” Shanahan said Wednesday at the NFL Scouting Combine.Garoppolo is five months removed from surgery on his left knee’s anterior cruciate ligament. About three months from now, the 49ers quarterback should …last_img

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Photo library: Tourism and leisure 14

first_img{loadposition tc}Click on a thumbnail for a low-resolution image, or right-click on the link below it to download a high-resolution copy of the image.» Download Tourism & Leisure contact sheet (1.1MB) » Download full image library contact sheet (10.5MB) Harrismith, Free State province: Balloons in a restaurant. Photo: Graeme Williams, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res image Hoedspruit, Limpopo province: Otter Trail balloon flight. Photo: Chris Kirchhoff, MediaClubSouthAfrica.com » Download high-res imageTOURISM AND LEISURE 14:{loadposition tourism}Having trouble downloading high-resolution images? Queries about using the image library?Email Mary Alexander at [email protected]last_img read more

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Put humanity first – Zuma to COP 17

first_img6 December 2011 As the world’s political leaders begin their deliberations at the UN Climate Change Conference (COP 17) in Durban, they should know that they hold the future of humanity in their hands, South African President Jacob Zuma said on Tuesday. “I am personally of the view that with the presence of the necessary political will, we can find the solution we seek,” Zuma said in his address to the 3rd Nobel Laureates symposium on global sustainability in Durban. “It is therefore important for us to think beyond our national interests, as difficult as that may be.”‘Poor countries being blocked by rich’ Zuma also used the gathering to tell heads of state and environmental ministers that poor countries, particularly in Africa, believed their development goals were being hampered by the actions of developed countries that were largely responsible for global carbon emissions. “Humanity has never been so profoundly aware of climate change, its impact and the necessity to radically reduce the emissions to save the next generations,” Zuma said. “The developing world and Africa in particular are hardest hit by climate change. “COP 17 presents us with an opportunity to shape the global response to this critical question of climate change.”‘Finance for mitigation, adaptation crucial’ Zuma, who will officially open a session of ministers and heads of state at the conference later on Tuesday, reminded world leaders that even if COP 17 managed to find solutions to the challenge of climate change, finance for mitigation and adaptation remained a critical issue for most African states. Also, any agreement on the future response to climate change should take into account what science said and what the technological requirements were for a proper response action. The outcome should also advocate for institutions that would place high priority on food security, health and the attainment of the Millennium Development Goals, he said. The high-level segment of COP 17 was expected to kick off on Tuesday afternoon with the opening speeches of environmental ministers and some heads of state. The first week of COP 17 was used to tidy up negotiation texts to allow for final decisions leading to an agreement, accord or protocol. Source: BuaNewslast_img read more

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Canada Post Group reports 2017 profit up as parcel business swells

first_imgOTTAWA – The Canada Post Group of Companies reported a profit of $144 million for 2017, up from $81 million in 2016, as its parcel business grew amid the popularity of online shopping.The improved profit at the company which includes Canada Post, Purolator and SCI Group came as revenue from operations totalled nearly $8.23 billion last year, up from $7.88 billion in 2016.Canada Post has seen its parcels business grow significantly as shoppers opt for online retailers, offsetting a decline in the company’s traditional transaction mail business.The Canada Post segment earned $57 million, up from $46 million in the previous year.Parcels revenue at Canada Post increased to $2.13 billion, up from $1.74 billion, while transaction mail revenue fell to $2.91 billion compared with $3.04 billion a year earlier. Direct marketing revenue edged down to $1.12 billion compared with nearly $1.14 billion in 2016.Meanwhile, the company’s Purolator business earned $88 million in 2017, up from $48 million, while its SCI Group logistics arm earned $15 million, the same as in 2016.last_img read more

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Oilsands target MEG formally rejects Husky Energys 33billion takeover bid

first_imgCALGARY – MEG Energy Corp. says its board is unanimously recommending that shareholders reject Husky Energy Inc.’s $3.3-billion hostile takeover offer made on Oct. 2.In a news release, the Calgary-based oilsands company says the offer “significantly undervalues” its shares and is not in the best interests of the company.Husky is offering a combination of cash or shares worth $11 for each MEG share. The maximum cash available under the deal is capped at $1 billion and the maximum number of shares limited to 107 million.Husky values the transaction at $6.4 billion, including the assumption of $3.1 billion in debt.MEG chairman Jeffrey McCaig says Husky’s offer doesn’t recognize the value of MEG’s assets, technology, expertise and business prospects, noting that MEG is at an “inflection point” with a low-risk business plan that will generate significant free cash flow starting in 2019.Husky says it took its proposal directly to shareholders because MEG’s board wouldn’t discuss it. It says its offer is open until Jan. 16.In its news release, MEG says it is producing 100,000 barrels per day of bitumen and has spent substantially all the capital required to increase production to 113,000 bpd by 2020.last_img read more

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Yemen peace hangs on fragile truce as conflict far from over

first_imgDubai: Four years after Saudi Arabia led a military intervention in Yemen to back the government against rebels, the only hope for peace in a country threatened by famine hangs on a fragile truce. Despite the Saudis entering the conflict on March 26, 2015 with a coalition composed of nine countries from the Middle East and Africa, Yemen’s internationally-recognised government has failed to defeat the Huthi. The Iran-aligned rebels continue to control much of northern Yemen, including the capital Sanaa. Also Read – Saudi Crown Prince ‘snubbed’ Pak PM, recalled jet from USAnd the conflict — which the United Nations says has unleashed the world’s worst humanitarian crisis and pushed the country to the brink of famine — shows no sign of abating in the impoverished nation. In December, the rival sides agreed to a ceasefire in the key lifeline Red Sea port of Hodeida — just weeks after forces loyal to the government were able to enter the rebel-held city. But even if major fighting has stopped, other elements of the accord — including a prisoner swap — have failed to materialise. Also Read – Record number of 35 candidates in fray for SL Presidential polls”There was a real breakthrough in Sweden. Substantive, on the one hand, but even more so in the psychological sense,” Elizabeth Dickinson, senior analyst with the International Crisis Group think tank, said. “There have been delays, obstacles, and backtracking, but what is unchanged is that the parties still view the agreement as their best option.” Yemenis were hopeful the hard-won agreement reached in Sweden would be followed by a long-lasting peace deal, particularly as Riyadh came under intense international scrutiny following the murder of journalist Jamal Khashoggi inside the kingdom’s Istanbul consulate. Fighting in Hodeida, whose port serves as the country’s lifeline, has largely stopped since the ceasefire went into effect on December 18, but there have been intermittent clashes. And both the government and the Huthis have been accused of violating the truce deal, while an agreed redeployment of forces has also not yet been implemented. The Saudi-led coalition, which has won US logistical support and includes the United Arab Emirates, warned in late January it was still prepared to use “force” against the Huthis to make the rebels abide by the UN-backed truce deal. According to security analyst Aleksandar Mitreski the warring sides in Yemen are “showing no major weaknesses”. He insisted that, however, that an “alleviation of the humanitarian crisis is possible”. “Current mounting pressure on the Saudi-led coalition may open up more channels for humanitarian aid to flow. This pressure can grow if the spotlight shifts from Syria over to Yemen.” International outcry over Khashoggi’s murder and images of emaciated Yemeni children has strained Saudi Arabia’s relations with its western allies, including Washington. In March, the US Senate voted to end Washington’s military support for Riyadh-led efforts in the Yemen war. Yemen’s conflict has left around 24 million people — more than three quarters of the country’s population — now dependent on some form of aid for survival. The Yemeni government has been battling the Iran-aligned Huthi rebels since 2014, before the intervention the following year by the Saudis. An estimated 10,000 people have been killed since March 2015, when Saudi Arabia and its allies — with the logistical and political backing of the United States — unleashed air power against the Huthi rebels. But rights groups say the death toll is likely far higher. Save the Children has estimated that 85,000 Yemenis under five years old may have died of starvation. Michelle Bachelet, the United Nations High Commissioner for Human Rights, warned that children in Yemen continued to be killed and maimed at an alarming rate, despite the three-month-old truce in Hodeida. “Since the Stockholm agreement on December 13, it is estimated that eight children have been killed or injured in Yemen every day,” Bachelet told the UN Human Rights Council on Wednesday. However, while fighting across the country continues, the shaky truce deal seems the only hope for peace. “The agreement is alive so long as both sides see it as preferable to a military confrontation for Hodeida,” Dickinson said. But she warned “there are enormous obstacles and challenges along the way.”last_img read more

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